Companies produce products because of productive individuals - there is no doubt about that. The fact of the matter is that most owners of businesses won't mind if the productivity from their employees could be improved.
People cannot split their own being in two, they take their work life with them when they go home and they bring their personal lives with them when they come to work.
As an employer we most often concentrate on providing on the job training to employees but neglect to help emlpoyees develop their personal lives.
The biggest thought on most individuals minds are finances - they don't earn enough and there is never enough to develop a succesful life. Therefor you loose productivity because of a resentment towards manangement because employees feel that "management just do not understand"
Help your employees understand that their lifes can be so much different if only they manage their personal finances better. Give them an opportunity to reduce the stresses of finances by helping them develop their personal management skills with finances.
You gain employees who are focused and dedicated.
Employees who believe they can make a difference in their own lives and who focus on their task rather than the troubles they face daily because of a lack of finances.
Retain employees because no longer do they hunt the next higher paying employer.